diff --git a/smart-switch-ruoyi/smart-switch-common/src/main/java/com/ruoyi/common/core/domain/entity/SmUser.java b/smart-switch-ruoyi/smart-switch-common/src/main/java/com/ruoyi/common/core/domain/entity/SmUser.java
index 9326d081..08726f16 100644
--- a/smart-switch-ruoyi/smart-switch-common/src/main/java/com/ruoyi/common/core/domain/entity/SmUser.java
+++ b/smart-switch-ruoyi/smart-switch-common/src/main/java/com/ruoyi/common/core/domain/entity/SmUser.java
@@ -178,4 +178,12 @@ public class SmUser extends BaseEntity
     @JsonView(JsonViewProfile.App.class)
     @Size(max = 200, message = "限制提现原因长度不能超过200个字符")
     private String limitWithdrawReason;
+
+    @Excel(name = "是否限制退款")
+    @ApiModelProperty("是否限制退款")
+    private Boolean limitRefund;
+
+    @Excel(name = "限制退款原因")
+    @ApiModelProperty("限制退款原因")
+    private String limitRefundReason;
 }
diff --git a/smart-switch-service/src/main/java/com/ruoyi/ss/user/mapper/SmUserMapper.xml b/smart-switch-service/src/main/java/com/ruoyi/ss/user/mapper/SmUserMapper.xml
index 88aed127..7475b58d 100644
--- a/smart-switch-service/src/main/java/com/ruoyi/ss/user/mapper/SmUserMapper.xml
+++ b/smart-switch-service/src/main/java/com/ruoyi/ss/user/mapper/SmUserMapper.xml
@@ -47,6 +47,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             su.is_real,
             su.limit_withdraw,
             su.limit_withdraw_reason,
+            su.limit_refund,
+            su.limit_refund_reason,
             (select sum(stb.money) from sm_transaction_bill stb where stb.user_id = su.user_id and stb.type = '1' and stb.status = '2') as recharge_amount,
             (select sum(stb.arrival_amount) from sm_transaction_bill stb where stb.user_id = su.user_id and stb.type = '2' and stb.status = '14') as with_drawl_amount,
             (select sum(stb.arrival_amount) from sm_transaction_bill stb where stb.mch_id = su.user_id and stb.type = '1' and stb.status = '2') as total_income
@@ -69,6 +71,7 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         <if test="withdrawServiceType != null  and withdrawServiceType != ''"> and withdraw_service_type = #{withdrawServiceType}</if>
         <if test="serviceType != null  and serviceType != ''"> and service_type = #{serviceType}</if>
         <if test="limitWithdraw != null "> and limit_withdraw = #{limitWithdraw}</if>
+        <if test="limitRefund != null "> and limit_refund = #{limitRefund}</if>
         <if test="tenantDeviceId != null">
             and su.user_id in (
                select sdt.tenant_id
@@ -164,6 +167,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="isReal != null">is_real,</if>
             <if test="limitWithdraw != null">limit_withdraw,</if>
             <if test="limitWithdrawReason != null">limit_withdraw_reason,</if>
+            <if test="limitRefund != null">limit_refund,</if>
+            <if test="limitRefundReason != null">limit_refund_reason,</if>
          </trim>
         <trim prefix="values (" suffix=")" suffixOverrides=",">
             <if test="userName != null and userName != ''">#{userName},</if>
@@ -199,6 +204,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="isReal != null">#{isReal},</if>
             <if test="limitWithdraw != null">#{limitWithdraw},</if>
             <if test="limitWithdrawReason != null">#{limitWithdrawReason},</if>
+            <if test="limitRefund != null">#{limitRefund},</if>
+            <if test="limitRefundReason != null">#{limitRefundReason},</if>
          </trim>
     </insert>
 
@@ -244,6 +251,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="isReal != null">is_real = #{isReal},</if>
             <if test="limitWithdraw != null">limit_withdraw = #{limitWithdraw},</if>
             <if test="limitWithdrawReason != null">limit_withdraw_reason = #{limitWithdrawReason},</if>
+            <if test="limitRefund != null">limit_refund = #{limitRefund},</if>
+            <if test="limitRefundReason != null">limit_refund_reason = #{limitRefundReason},</if>
         </trim>
         where user_id = #{userId}
     </update>
diff --git a/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java b/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
index e37e8f11..a9411d5a 100644
--- a/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
+++ b/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
@@ -22,6 +22,8 @@ import com.ruoyi.ss.transactionBill.service.TransactionAssembler;
 import com.ruoyi.ss.transactionBill.service.TransactionBillConverter;
 import com.ruoyi.ss.transactionBill.service.TransactionBillService;
 import com.ruoyi.ss.transactionBill.service.TransactionBillValidator;
+import com.ruoyi.ss.user.domain.SmUserVo;
+import com.ruoyi.ss.user.service.ISmUserService;
 import io.swagger.annotations.Api;
 import io.swagger.annotations.ApiOperation;
 import io.swagger.annotations.ApiParam;
@@ -64,6 +66,9 @@ public class AppTransactionBillController extends BaseController
     @Autowired
     private TransactionBillConverter transactionBillConverter;
 
+    @Autowired
+    private ISmUserService userService;
+
     /**
      * 查询充值记录列表
      */
@@ -236,9 +241,14 @@ public class AppTransactionBillController extends BaseController
         if (bill == null) {
             return error("订单不存在");
         }
-        if (!Objects.equals(bill.getMchId(), getUserId())) {
+        Long userId = getUserId();
+        if (!Objects.equals(bill.getMchId(), userId )) {
             return error("您无权操作退款");
         }
+        SmUserVo user = userService.selectSmUserByUserId(userId);
+        if (user.getLimitRefund() != null && user.getLimitRefund()) {
+            return error("退款失败：" + user.getLimitRefundReason());
+        }
         LoginUser loginUser = getLoginUser();
         dto.setUserName(loginUser.getUsername());
         dto.setUserType(loginUser.getLoginType().getType());