diff --git a/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/domain/dto/BillRefundDTO.java b/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/domain/dto/BillRefundDTO.java
index 678fee69..db48ba8c 100644
--- a/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/domain/dto/BillRefundDTO.java
+++ b/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/domain/dto/BillRefundDTO.java
@@ -36,4 +36,7 @@ public class BillRefundDTO {
 
     @ApiModelProperty("退款操作人ID")
     private Long userId;
+
+    @ApiModelProperty("校验是否完成")
+    private Boolean checkFinish;
 }
diff --git a/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/service/impl/TransactionBillServiceImpl.java b/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/service/impl/TransactionBillServiceImpl.java
index 3a45fe86..5fabde98 100644
--- a/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/service/impl/TransactionBillServiceImpl.java
+++ b/smart-switch-service/src/main/java/com/ruoyi/ss/transactionBill/service/impl/TransactionBillServiceImpl.java
@@ -1240,6 +1240,7 @@ public class TransactionBillServiceImpl implements TransactionBillService, After
                     refundDto.setBillId(order.getBillId());
                     refundDto.setRefundAmount(refundAmount);
                     refundDto.setRefundReason(String.format("充值订单%s智能退款%s元", order.getBillNo(), refundAmount));
+                    refundDto.setCheckFinish(false);
                     int refund = this.refund(refundDto);
                     ServiceUtil.assertion(refund != 1, "申请退款失败");
                 }, 10, TimeUnit.SECONDS);
@@ -1770,7 +1771,10 @@ public class TransactionBillServiceImpl implements TransactionBillService, After
         ServiceUtil.assertion(bill == null, "待退款的订单不存在");
         ServiceUtil.assertion(dto.getRefundAmount().compareTo(bill.getMoney()) > 0, "退款金额不允许大于订单金额");
         ServiceUtil.assertion(!TransactionBillStatus.SUCCESS.getStatus().equals(bill.getStatus()), "当前订单状态不允许退款");
-        ServiceUtil.assertion(bill.getIsFinished() == null || !bill.getIsFinished(), "当前订单未完成，不允许退款");
+
+        if (dto.getCheckFinish() != null && dto.getCheckFinish()) {
+            ServiceUtil.assertion(bill.getIsFinished() == null || !bill.getIsFinished(), "当前订单未完成，不允许退款");
+        }
 
         // 拼接分成列表
         transactionAssembler.assembleBonusList(bill);
@@ -1784,7 +1788,9 @@ public class TransactionBillServiceImpl implements TransactionBillService, After
             TransactionBillQuery billQuery = new TransactionBillQuery();
             billQuery.setBillId(dto.getBillId());
             billQuery.setStatus(TransactionBillStatus.SUCCESS.getStatus());
-            billQuery.setIsFinished(true);
+            if (dto.getCheckFinish() != null && dto.getCheckFinish()) {
+                billQuery.setIsFinished(true);
+            }
             int updateBill = this.updateByQuery(data, billQuery);
             ServiceUtil.assertion(updateBill != 1, "退款时修改订单状态失败，订单状态已发生改变，请刷新后重试");
 
diff --git a/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java b/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
index 58b3cb43..3151a2de 100644
--- a/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
+++ b/smart-switch-web/src/main/java/com/ruoyi/web/controller/app/AppTransactionBillController.java
@@ -281,6 +281,7 @@ public class AppTransactionBillController extends BaseController
         dto.setUserType(loginUser.getLoginType().getType());
         dto.setUserId(getUserId());
         dto.setRefundReason(String.format("充值订单退款:%s", bill.getBillNo()));
+        dto.setCheckFinish(true);
         return toAjax(transactionBillService.refund(dto));
     }
 
diff --git a/smart-switch-web/src/main/java/com/ruoyi/web/controller/ss/SmTransactionBillController.java b/smart-switch-web/src/main/java/com/ruoyi/web/controller/ss/SmTransactionBillController.java
index 856e5cbd..e9479119 100644
--- a/smart-switch-web/src/main/java/com/ruoyi/web/controller/ss/SmTransactionBillController.java
+++ b/smart-switch-web/src/main/java/com/ruoyi/web/controller/ss/SmTransactionBillController.java
@@ -155,6 +155,7 @@ public class SmTransactionBillController extends BaseController
         dto.setUserType(loginUser.getLoginType().getType());
         dto.setUserId(getUserId());
         dto.setRefundReason(String.format("充值订单退款:%s", bill.getBillNo()));
+        dto.setCheckFinish(true);
         return toAjax(transactionBillService.refund(dto));
     }