diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/channel/service/impl/ChannelServiceImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/channel/service/impl/ChannelServiceImpl.java
index 09f70e0..a21124c 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/channel/service/impl/ChannelServiceImpl.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/channel/service/impl/ChannelServiceImpl.java
@@ -230,7 +230,7 @@ public class ChannelServiceImpl implements ChannelService
             return ChannelApiType.CREDIT.getType().equals(item.getApiType());
         });
 
-        if (hasCredit) {
+        if (hasCredit && query.getUserId() != null) {
             // 查询挂账选项
             CreditUserQuery creditQuery = new CreditUserQuery();
             creditQuery.setId(query.getSubId());
@@ -254,6 +254,11 @@ public class ChannelServiceImpl implements ChannelService
                     return channelPaySubVO;
                 }).collect(Collectors.toList()));
             });
+        } else {
+            // 移除挂账渠道
+            result = result.stream()
+                .filter(item -> !ChannelApiType.CREDIT.getType().equals(item.getApiType()))
+                .collect(Collectors.toList());
         }
 
         return result;
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/creditPay/service/impl/CreditPayServiceImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/creditPay/service/impl/CreditPayServiceImpl.java
index 5d822d1..3aeea8c 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/creditPay/service/impl/CreditPayServiceImpl.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/creditPay/service/impl/CreditPayServiceImpl.java
@@ -20,6 +20,7 @@ import com.ruoyi.bst.creditUser.domain.CreditUserVO;
 import com.ruoyi.bst.creditUser.service.CreditUserService;
 import com.ruoyi.bst.pay.domain.PayVO;
 import com.ruoyi.bst.pay.service.PayService;
+import com.ruoyi.common.exception.ServiceException;
 import com.ruoyi.common.pay.PayApi;
 import com.ruoyi.common.pay.Payable;
 import com.ruoyi.common.pay.Refundable;
@@ -199,7 +200,8 @@ public class CreditPayServiceImpl implements CreditPayService, PayApi
     // 关闭支付单
     @Override
     public void closeByOutTradeNo(String outTradeNo, Object config) {
-        // 什么都不做，当前支付单无法关闭
+        // 支付单无法关闭
+        throw new ServiceException("挂账支付无法关闭：" + outTradeNo);
     }
 
     // 查询支付单
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/pay/service/impl/PayServiceImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/pay/service/impl/PayServiceImpl.java
index 28a9194..cda3fc7 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/pay/service/impl/PayServiceImpl.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/pay/service/impl/PayServiceImpl.java
@@ -447,7 +447,9 @@ public class PayServiceImpl implements PayService {
         ServiceUtil.assertion(app == null, "ID为%s的APP信息不存在", pay.getAppId());
         // 获取支付结果，若成功则处理支付成功
         Object result = this.queryPayInfo(payApi, pay, channel, app);
-        if (payApi.isPaySuccess(result)) {
+        boolean isPaySuccess = payApi.isPaySuccess(result);
+        log.info("刷新支付结果：{}, {}, {}", pay.getNo(), isPaySuccess, result);
+        if (isPaySuccess) {
             this.handleSuccess(pay, payApi.getPayTime(result));
         }
     }
diff --git a/ruoyi-web/src/main/java/com/ruoyi/web/app/AppChannelController.java b/ruoyi-web/src/main/java/com/ruoyi/web/app/AppChannelController.java
index 16dd70e..411b889 100644
--- a/ruoyi-web/src/main/java/com/ruoyi/web/app/AppChannelController.java
+++ b/ruoyi-web/src/main/java/com/ruoyi/web/app/AppChannelController.java
@@ -6,6 +6,7 @@ import org.springframework.web.bind.annotation.RequestMapping;
 import org.springframework.web.bind.annotation.RestController;
 
 import com.ruoyi.bst.channel.service.ChannelService;
+import com.ruoyi.common.annotation.Anonymous;
 import com.ruoyi.common.core.controller.BaseController;
 import com.ruoyi.common.core.domain.AjaxResult;
 
@@ -20,8 +21,15 @@ public class AppChannelController extends BaseController {
 
     @ApiOperation("获取可用支付渠道列表")
     @GetMapping("/list")
+    @Anonymous
     public AjaxResult list(Long areaId, Long appId, String bstType) {
-        return success(channelService.selectPayChannelList(getUserId(), areaId, appId, bstType));
+        Long userId = null;
+        try {
+            userId = getUserId();
+        } catch (Exception e) {
+            userId = null;
+        }
+        return success(channelService.selectPayChannelList(userId, areaId, appId, bstType));
     }
 
     @ApiOperation("获取骑行费可用的支付渠道")