diff --git a/common-ruoyi/ruoyi-common/src/main/java/com/ruoyi/common/valid/bank/BankValidUtils.java b/common-ruoyi/ruoyi-common/src/main/java/com/ruoyi/common/valid/bank/BankValidUtils.java
index 6d57f52..1b13827 100644
--- a/common-ruoyi/ruoyi-common/src/main/java/com/ruoyi/common/valid/bank/BankValidUtils.java
+++ b/common-ruoyi/ruoyi-common/src/main/java/com/ruoyi/common/valid/bank/BankValidUtils.java
@@ -44,7 +44,7 @@ public class BankValidUtils {
         try {
             HttpResponse res = AliHttpUtils.doPost(host, path, method, headers, querys, bodys);
             BankValidResponseBody body = JSON.parseObject(EntityUtils.toString(res.getEntity()), BankValidResponseBody.class);
-
+            ServiceUtil.assertion(body == null, "调用三要素API失败，返回值为空");
             ServiceUtil.assertion(body.getErrorCode() != 0 || body.getResult() == null, "调用三要素API查询失败");
             ServiceUtil.assertion(!Objects.equals(body.getResult().getRespCode(), "0"), body.getResult().getRespMsg());
 
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/account/domain/enums/AccountType.java b/ruoyi-service/src/main/java/com/ruoyi/bst/account/domain/enums/AccountType.java
index 7cc20fc..8c86a4a 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/account/domain/enums/AccountType.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/account/domain/enums/AccountType.java
@@ -1,8 +1,12 @@
 package com.ruoyi.bst.account.domain.enums;
 
+import com.ruoyi.common.utils.collection.CollectionUtils;
 import lombok.AllArgsConstructor;
 import lombok.Getter;
 
+import java.nio.charset.Charset;
+import java.util.List;
+
 /**
  * @author wjh
  * 2025/4/7
@@ -17,4 +21,14 @@ public enum AccountType {
 
     private final String code;
     private final String name;
+
+    // 离线列表
+    public static List<String> offline() {
+        return CollectionUtils.map(AccountType::getCode, BANK, QR);
+    }
+
+    // 在线列表
+    public static List<String> online() {
+        return CollectionUtils.map(AccountType::getCode, WX, ALI);
+    }
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/account/mapper/AccountMapper.xml b/ruoyi-service/src/main/java/com/ruoyi/bst/account/mapper/AccountMapper.xml
index 822975c..f9407c4 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/account/mapper/AccountMapper.xml
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/account/mapper/AccountMapper.xml
@@ -21,6 +21,7 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             ba.bank_type,
             ba.create_time,
             ba.deleted,
+            su.nick_name as user_name,
             su.is_real as user_is_real,
             su.real_phone as user_real_phone,
             su.real_id_card as user_real_id_card,
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/balanceLog/domain/enums/BalanceLogBstType.java b/ruoyi-service/src/main/java/com/ruoyi/bst/balanceLog/domain/enums/BalanceLogBstType.java
index 14bea8a..83a6960 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/balanceLog/domain/enums/BalanceLogBstType.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/balanceLog/domain/enums/BalanceLogBstType.java
@@ -9,7 +9,8 @@ import lombok.Getter;
 @AllArgsConstructor
 public enum BalanceLogBstType {
 
-    ORDER("ORDER", "订单"),;
+    ORDER("ORDER", "订单"),
+    WITHDRAW("WITHDRAW", "提现");
 
     private final String code;
     private final String name;
@@ -21,5 +22,5 @@ public enum BalanceLogBstType {
         return null;
     }
 
-    
+
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/domain/vo/BonusStatVO.java b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/domain/vo/BonusStatVO.java
index acc3477..c375331 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/domain/vo/BonusStatVO.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/domain/vo/BonusStatVO.java
@@ -13,8 +13,11 @@ public class BonusStatVO {
 
     @ApiModelProperty("分成数量")
     private Integer count;
-    
+
     @ApiModelProperty("分成总金额")
     private BigDecimal amount;
-    
+
+    @ApiModelProperty("未入账金额")
+    private BigDecimal waitDivideAmount;
+
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.java b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.java
index 4233b62..a8aea0f 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.java
@@ -144,4 +144,10 @@ public interface BonusMapper
      */
     List<BonusDailyStatVO> selectDailyStat(@Param("query") BonusQuery query, @Param("keys") List<String> keys);
 
+    /**
+     * 查询待分成金额
+     * @param query
+     * @return
+     */
+    BigDecimal selectSumOfWaitAmount(@Param("query") BonusQuery query);
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.xml b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.xml
index ef0fd40..be3dff6 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.xml
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/mapper/BonusMapper.xml
@@ -334,4 +334,12 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         group by `date`
     </select>
 
+    <select id="selectSumOfWaitAmount" resultType="java.math.BigDecimal">
+        select sum(bb.wait_amount)
+        from <include refid="searchTables"/>
+        <where>
+            <include refid="searchCondition"/>
+        </where>
+    </select>
+
 </mapper>
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/service/impl/BonusDashboardImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/service/impl/BonusDashboardImpl.java
index 4a77723..abb3c3e 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/service/impl/BonusDashboardImpl.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/bonus/service/impl/BonusDashboardImpl.java
@@ -1,5 +1,6 @@
 package com.ruoyi.bst.bonus.service.impl;
 
+import java.math.BigDecimal;
 import java.util.List;
 
 import org.springframework.beans.factory.annotation.Autowired;
@@ -28,6 +29,9 @@ public class BonusDashboardImpl implements BonusDashboard {
         if (keys.contains(StatKeys.BONUS_AMOUNT)) {
             vo.setAmount(MathUtils.dv(bonusMapper.selectSumOfAmount(query)));
         }
+        if (keys.contains(StatKeys.BONUS_WAIT_DIVIDE_AMOUNT)) {
+            vo.setWaitDivideAmount(MathUtils.dv(bonusMapper.selectSumOfWaitAmount(query)));
+        }
         return vo;
     }
 
@@ -35,5 +39,5 @@ public class BonusDashboardImpl implements BonusDashboard {
     public List<BonusDailyStatVO> selectDailyStat(BonusQuery query, List<String> keys) {
         return bonusMapper.selectDailyStat(query, keys);
     }
-    
+
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/Withdraw.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/Withdraw.java
index 22293dd..915def7 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/Withdraw.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/Withdraw.java
@@ -30,10 +30,17 @@ public class Withdraw extends BaseEntity
 
     private Long id;
 
+    @Excel(name = "提现单号")
+    private String no;
+
     @Excel(name = "申请用户ID")
     @ApiModelProperty("申请用户ID")
     private Long userId;
 
+    @Excel(name = "提现状态")
+    @ApiModelProperty("提现状态")
+    private String status;
+
     @Excel(name = "账户ID")
     @ApiModelProperty("账户ID")
     @NotBlank(message = "账户ID不允许为空", groups = {ValidGroup.Create.class})
@@ -41,27 +48,22 @@ public class Withdraw extends BaseEntity
 
     @Excel(name = "账户类型")
     @ApiModelProperty("账户类型")
-    @NotBlank(message = "账户类型不允许为空", groups = {ValidGroup.Create.class})
     private String accountType;
 
     @Excel(name = "账号")
     @ApiModelProperty("账号")
-    @NotBlank(message = "账号不允许为空", groups = {ValidGroup.Create.class})
     private String accountNo;
 
     @Excel(name = "账号姓名")
     @ApiModelProperty("账号姓名")
-    @NotBlank(message = "账号姓名不允许为空", groups = {ValidGroup.Create.class})
     private String accountName;
 
     @Excel(name = "账户手机号")
     @ApiModelProperty("账户手机号")
-    @NotBlank(message = "账户手机号不允许为空", groups = {ValidGroup.Create.class})
     private String accountMobile;
 
     @Excel(name = "账户身份证号")
     @ApiModelProperty("账户身份证号")
-    @NotBlank(message = "账户身份证号不允许为空", groups = {ValidGroup.Create.class})
     private String accountIdCard;
 
     @Excel(name = "银行名称")
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/WithdrawQuery.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/WithdrawQuery.java
index 37fc130..b07090d 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/WithdrawQuery.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/WithdrawQuery.java
@@ -1,11 +1,17 @@
 package com.ruoyi.bst.withdraw.domain;
 
+import io.swagger.annotations.ApiModelProperty;
 import lombok.Data;
 
+import java.util.List;
+
 /**
  * @author wjh
  * 2025/4/7
  */
 @Data
 public class WithdrawQuery extends WithdrawVO {
+
+    @ApiModelProperty("状态列表")
+    private List<String> statusList;
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/dto/WithdrawVerifyDTO.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/dto/WithdrawVerifyDTO.java
new file mode 100644
index 0000000..518108f
--- /dev/null
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/dto/WithdrawVerifyDTO.java
@@ -0,0 +1,33 @@
+package com.ruoyi.bst.withdraw.domain.dto;
+
+import io.swagger.annotations.ApiModelProperty;
+import lombok.AllArgsConstructor;
+import lombok.Data;
+import lombok.Getter;
+
+import javax.validation.constraints.NotBlank;
+import javax.validation.constraints.NotNull;
+import javax.validation.constraints.Size;
+
+/**
+ * @author wjh
+ * 2025/4/7
+ */
+@Data
+public class WithdrawVerifyDTO {
+
+    @ApiModelProperty("提现ID")
+    @NotNull(message = "提现ID不允许为空")
+    private Long id;
+
+    @ApiModelProperty("是否通过")
+    @NotNull(message = "是否通过不允许为空")
+    private Boolean pass;
+
+    @ApiModelProperty("审核意见")
+    @Size(max = 200, message = "审核意见不允许超过200个字符")
+    private String remark;
+
+    @ApiModelProperty("审核人ID")
+    private Long verifyId;
+}
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/enums/WithdrawStatus.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/enums/WithdrawStatus.java
new file mode 100644
index 0000000..905ad63
--- /dev/null
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/enums/WithdrawStatus.java
@@ -0,0 +1,29 @@
+package com.ruoyi.bst.withdraw.domain.enums;
+
+import com.ruoyi.common.utils.collection.CollectionUtils;
+import lombok.AllArgsConstructor;
+import lombok.Getter;
+
+import java.util.List;
+
+/**
+ * @author wjh
+ * 2025/4/7
+ */
+@Getter
+@AllArgsConstructor
+public enum WithdrawStatus {
+
+    WAIT_VERIFY("WAIT_VERIFY", "审核中"),
+    PAYING("PAYING", "打款中"),
+    SUCCESS("SUCCESS", "已打款"),
+    REJECTED("REJECTED", "驳回"),
+    FAILED("FAILED", "打款失败");
+
+    private final String code;
+    private final String name;
+
+    public static List<String> canVerify() {
+        return CollectionUtils.map(WithdrawStatus::getCode, WAIT_VERIFY);
+    }
+}
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/vo/WithdrawAmountVO.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/vo/WithdrawAmountVO.java
index 73a4d3b..3d58822 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/vo/WithdrawAmountVO.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/domain/vo/WithdrawAmountVO.java
@@ -15,9 +15,18 @@ public class WithdrawAmountVO {
     @ApiModelProperty("服务费类型")
     private String type;
 
-    @ApiModelProperty("服务费金额")
+    @ApiModelProperty("到账金额")
     private BigDecimal amount;
 
+    @ApiModelProperty("服务费金额")
+    private BigDecimal serviceCharge;
+
     @ApiModelProperty("服务费比例")
     private BigDecimal point;
+
+    @ApiModelProperty("最低提现金额")
+    private BigDecimal minAmount;
+
+    @ApiModelProperty("最高提现金额")
+    private BigDecimal maxAmount;
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.java
index 1f7db33..f9191ec 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.java
@@ -38,15 +38,6 @@ public interface WithdrawMapper
      */
     int insertWithdraw(Withdraw withdraw);
 
-    /**
-     * 批量新增提现
-     */
-    int batchInsert(@Param("list") List<? extends Withdraw> list);
-
-    /**
-     * 批量修改提现
-     */
-    int batchUpdate(@Param("list") List<? extends Withdraw> list);
 
     /**
      * 修改提现
@@ -71,4 +62,9 @@ public interface WithdrawMapper
      * @return 结果
      */
     public int deleteWithdrawByIds(Long[] ids);
+
+    /**
+     * 根据条件更新
+     */
+    int updateByQuery(@Param("data") Withdraw data, @Param("query") WithdrawQuery query);
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.xml b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.xml
index e2faee6..9768130 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.xml
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/mapper/WithdrawMapper.xml
@@ -28,6 +28,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             bw.service_point,
             bw.amount,
             bw.arrival_amount,
+            bw.status,
+            bw.no,
             su.nick_name as user_name,
             suv.nick_name as verify_user_name
         from bst_withdraw bw
@@ -40,7 +42,9 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         <if test="query.userId != null "> and bw.user_id = #{query.userId}</if>
         <if test="query.accountId != null "> and bw.account_id = #{query.accountId}</if>
         <if test="query.accountType != null  and query.accountType != ''"> and bw.account_type = #{query.accountType}</if>
+        <if test="query.status != null  and query.status != ''"> and bw.status = #{query.status}</if>
         <if test="query.accountNo != null  and query.accountNo != ''"> and bw.account_no like concat('%', #{query.accountNo}, '%')</if>
+        <if test="query.no != null  and query.no != ''"> and bw.no like concat('%', #{query.no}, '%')</if>
         <if test="query.accountName != null  and query.accountName != ''"> and bw.account_name like concat('%', #{query.accountName}, '%')</if>
         <if test="query.accountMobile != null  and query.accountMobile != ''"> and bw.account_mobile like concat('%', #{query.accountMobile}, '%')</if>
         <if test="query.accountIdCard != null  and query.accountIdCard != ''"> and bw.account_id_card like concat('%', #{query.accountIdCard}, '%')</if>
@@ -52,6 +56,12 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         <if test="query.userName != null  and query.userName != ''"> and su.nick_name like concat('%', #{query.userName}, '%')</if>
         <if test="query.verifyUserName != null  and query.verifyUserName != ''"> and suv.nick_name like concat('%', #{query.verifyUserName}, '%')</if>
         <if test="query.serviceType != null  and query.serviceType != ''"> and bw.service_type = #{query.serviceType}</if>
+        <if test="query.statusList != null and query.statusList.size() > 0">
+            and bw.status in
+            <foreach collection="query.statusList" item="item" open="(" separator="," close=")">
+                #{item}
+            </foreach>
+        </if>
         ${query.params.dataScope}
     </sql>
 
@@ -89,6 +99,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="servicePoint != null">service_point,</if>
             <if test="amount != null">amount,</if>
             <if test="arrivalAmount != null">arrival_amount,</if>
+            <if test="status != null">status,</if>
+            <if test="no != null">no,</if>
          </trim>
         <trim prefix="values (" suffix=")" suffixOverrides=",">
             <if test="userId != null">#{userId},</if>
@@ -110,6 +122,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="servicePoint != null">#{servicePoint},</if>
             <if test="amount != null">#{amount},</if>
             <if test="arrivalAmount != null">#{arrivalAmount},</if>
+            <if test="status != null">#{status},</if>
+            <if test="no != null">#{no},</if>
          </trim>
     </insert>
 
@@ -121,6 +135,16 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         where id = #{data.id}
     </update>
 
+    <update id="updateByQuery">
+        update bst_withdraw bw
+        <trim prefix="SET" suffixOverrides=",">
+            <include refid="updateColumns"/>
+        </trim>
+        <where>
+            <include refid="searchCondition"/>
+        </where>
+    </update>
+
     <sql id="updateColumns">
         <if test="data.userId != null">user_id = #{data.userId},</if>
         <if test="data.accountId != null">account_id = #{data.accountId},</if>
@@ -141,6 +165,8 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
         <if test="data.servicePoint != null">service_point = #{data.servicePoint},</if>
         <if test="data.amount != null">amount = #{data.amount},</if>
         <if test="data.arrivalAmount != null">arrival_amount = #{data.arrivalAmount},</if>
+        <if test="data.status != null">status = #{data.status},</if>
+        <if test="data.no != null">no = #{data.no},</if>
     </sql>
 
     <delete id="deleteWithdrawById" parameterType="Long">
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawConverter.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawConverter.java
new file mode 100644
index 0000000..ef4aa95
--- /dev/null
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawConverter.java
@@ -0,0 +1,16 @@
+package com.ruoyi.bst.withdraw.service;
+
+import com.ruoyi.bst.withdraw.domain.vo.WithdrawAmountVO;
+import com.ruoyi.common.core.domain.vo.UserVO;
+import lombok.Data;
+
+import java.math.BigDecimal;
+
+/**
+ * @author wjh
+ * 2025/4/7
+ */
+public interface WithdrawConverter {
+
+    WithdrawAmountVO calcAmount(UserVO user, BigDecimal amount);
+}
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawService.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawService.java
index 9c78b3f..cf8c8c2 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawService.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/WithdrawService.java
@@ -4,6 +4,7 @@ import java.util.List;
 import com.ruoyi.bst.withdraw.domain.Withdraw;
 import com.ruoyi.bst.withdraw.domain.WithdrawVO;
 import com.ruoyi.bst.withdraw.domain.WithdrawQuery;
+import com.ruoyi.bst.withdraw.domain.dto.WithdrawVerifyDTO;
 
 /**
  * 提现Service接口
@@ -60,4 +61,9 @@ public interface WithdrawService
      * @return 结果
      */
     public int deleteWithdrawById(Long id);
+
+    /**
+     * 提现审核
+     */
+    int verify(WithdrawVerifyDTO dto);
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawConverterImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawConverterImpl.java
new file mode 100644
index 0000000..b4fc014
--- /dev/null
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawConverterImpl.java
@@ -0,0 +1,65 @@
+package com.ruoyi.bst.withdraw.service.impl;
+
+import com.ruoyi.bst.withdraw.domain.enums.WithdrawServiceType;
+import com.ruoyi.bst.withdraw.domain.vo.WithdrawAmountVO;
+import com.ruoyi.bst.withdraw.service.WithdrawConverter;
+import com.ruoyi.common.constants.ConfigKeys;
+import com.ruoyi.common.core.domain.vo.UserVO;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.common.utils.MathUtils;
+import com.ruoyi.common.utils.ServiceUtil;
+import com.ruoyi.system.config.service.ConfigService;
+import lombok.Data;
+import org.apache.commons.lang3.StringUtils;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+
+import java.math.BigDecimal;
+
+/**
+ * @author wjh
+ * 2025/4/7
+ */
+@Service
+public class WithdrawConverterImpl implements WithdrawConverter {
+
+    @Autowired
+    private ConfigService configService;
+
+    /**
+     * 查询提现服务费
+     */
+    @Override
+    public WithdrawAmountVO calcAmount(UserVO user, BigDecimal amount) {
+        if (user == null || amount == null || amount.compareTo(BigDecimal.ZERO) <= 0) {
+            return null;
+        }
+
+        String type = user.getWithdrawServiceType();
+        BigDecimal value = user.getWithdrawServiceValue();
+        ServiceUtil.assertion(StringUtils.isBlank(type), "提现服务费方式为空");
+        ServiceUtil.assertion(value == null, "提现服务费为空");
+
+        BigDecimal minAmount = configService.getDecimal(ConfigKeys.WITHDRAW_MIN_AMOUNT);
+        BigDecimal maxAmount = configService.getDecimal(ConfigKeys.WITHDRAW_MAX_AMOUNT);
+
+        WithdrawAmountVO vo = new WithdrawAmountVO();
+        vo.setType(type);
+        vo.setMinAmount(minAmount);
+        vo.setMaxAmount(maxAmount);
+
+        if (WithdrawServiceType.POINT.getCode().equals(type)) {
+            vo.setPoint(value);
+            BigDecimal serviceChange = value.multiply(amount).divide(new BigDecimal(100), 2, BigDecimal.ROUND_HALF_UP);
+            vo.setServiceCharge(serviceChange);
+        } else if(WithdrawServiceType.FIXED.getCode().equals(type)) {
+            vo.setServiceCharge(value);
+        } else {
+            throw new ServiceException("暂不支持类型为" + type + "的提现服务费方式");
+        }
+
+        vo.setAmount(MathUtils.subtractDecimal(amount, vo.getServiceCharge()));
+
+        return vo;
+    }
+}
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawServiceImpl.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawServiceImpl.java
index 8c6bc6e..e24a933 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawServiceImpl.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/service/impl/WithdrawServiceImpl.java
@@ -1,7 +1,25 @@
 package com.ruoyi.bst.withdraw.service.impl;
 
+import java.time.LocalDateTime;
 import java.util.List;
+import java.util.Objects;
+
+import com.ruoyi.bst.account.domain.AccountVO;
+import com.ruoyi.bst.account.domain.enums.AccountType;
+import com.ruoyi.bst.account.service.AccountService;
+import com.ruoyi.bst.balanceLog.domain.enums.BalanceLogBstType;
+import com.ruoyi.bst.withdraw.domain.dto.WithdrawVerifyDTO;
+import com.ruoyi.bst.withdraw.domain.enums.WithdrawStatus;
+import com.ruoyi.bst.withdraw.domain.vo.WithdrawAmountVO;
+import com.ruoyi.bst.withdraw.service.WithdrawConverter;
+import com.ruoyi.bst.withdraw.utils.WithdrawUtil;
+import com.ruoyi.common.core.domain.vo.UserVO;
+import com.ruoyi.common.exception.ServiceException;
 import com.ruoyi.common.utils.DateUtils;
+import com.ruoyi.common.utils.MathUtils;
+import com.ruoyi.common.utils.ServiceUtil;
+import com.ruoyi.common.utils.SnowFlakeUtil;
+import com.ruoyi.system.user.service.UserService;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Service;
 import com.ruoyi.bst.withdraw.mapper.WithdrawMapper;
@@ -9,6 +27,7 @@ import com.ruoyi.bst.withdraw.domain.Withdraw;
 import com.ruoyi.bst.withdraw.domain.WithdrawVO;
 import com.ruoyi.bst.withdraw.domain.WithdrawQuery;
 import com.ruoyi.bst.withdraw.service.WithdrawService;
+import org.springframework.transaction.support.TransactionTemplate;
 
 /**
  * 提现Service业务层处理
@@ -22,6 +41,17 @@ public class WithdrawServiceImpl implements WithdrawService
     @Autowired
     private WithdrawMapper withdrawMapper;
 
+    @Autowired
+    private UserService userService;
+
+    @Autowired
+    private WithdrawConverter withdrawConverter;
+
+    @Autowired
+    private AccountService accountService;
+    @Autowired
+    private TransactionTemplate transactionTemplate;
+
     /**
      * 查询提现
      *
@@ -53,10 +83,59 @@ public class WithdrawServiceImpl implements WithdrawService
      * @return 结果
      */
     @Override
-    public int insertWithdraw(Withdraw withdraw)
-    {
-        withdraw.setCreateTime(DateUtils.getNowDate());
-        return withdrawMapper.insertWithdraw(withdraw);
+    public int insertWithdraw(Withdraw withdraw) {
+        // 获取用户信息
+        UserVO user = userService.selectUserById(withdraw.getUserId());
+        ServiceUtil.assertion(user == null, "ID为%s的用户不存在", withdraw.getUserId());
+        // 获取账户信息
+        AccountVO account = accountService.selectAccountById(withdraw.getAccountId());
+        ServiceUtil.assertion(account == null, "ID为%s的收款账户不存在", withdraw.getAccountId());
+
+        // 获取金额
+        WithdrawAmountVO amountVo = withdrawConverter.calcAmount(user, withdraw.getAmount());
+        ServiceUtil.assertion(amountVo == null, "计算金额出错");
+        // 校验金额
+        ServiceUtil.assertion(!MathUtils.equals(amountVo.getServiceCharge(), withdraw.getServiceCharge()), "服务费金额发生变化，请刷新后重试");
+        ServiceUtil.assertion(!MathUtils.equals(amountVo.getAmount(), withdraw.getArrivalAmount()), "到账金额发生变化，请刷新后重试");
+        ServiceUtil.assertion(MathUtils.smallerThan(withdraw.getAmount(), amountVo.getMinAmount()), "提现金额不允许小于最低金额：%s", amountVo.getMinAmount());
+        ServiceUtil.assertion(MathUtils.biggerThan(withdraw.getAmount(), amountVo.getMaxAmount()), "提现金额不允许大于最高金额：%s", amountVo.getMaxAmount());
+
+        // 组装提现数据
+        Withdraw data = new Withdraw();
+        // 基础
+        data.setUserId(withdraw.getUserId());
+        data.setCreateTime(DateUtils.getNowDate());
+        data.setNo(String.valueOf(SnowFlakeUtil.newId()));
+        data.setStatus(WithdrawStatus.WAIT_VERIFY.getCode());
+        // 账户
+        data.setAccountId(withdraw.getAccountId());
+        data.setAccountType(account.getType());
+        data.setAccountNo(account.getNo());
+        data.setAccountName(account.getName());
+        data.setAccountMobile(account.getMobile());
+        data.setAccountIdCard(account.getIdCard());
+        data.setBankName(account.getBankName());
+        data.setBankCardName(account.getBankCardName());
+        data.setBankType(account.getBankType());
+        // 金额
+        data.setServiceType(amountVo.getType());
+        data.setServiceCharge(amountVo.getServiceCharge());
+        data.setServicePoint(amountVo.getPoint());
+        data.setAmount(withdraw.getAmount());
+        data.setArrivalAmount(amountVo.getAmount());
+        Integer result = transactionTemplate.execute(status -> {
+            int rows = withdrawMapper.insertWithdraw(data);
+
+            if (rows > 0) {
+                // 扣减用户余额
+                int sub = userService.subtractBalance(data.getUserId(), data.getAmount(), BalanceLogBstType.WITHDRAW, data.getId(), "提现申请:" + data.getNo(), true);
+                ServiceUtil.assertion(sub != 1, "扣减用户余额失败，请检查余额是否充足");
+            }
+
+            return rows;
+        });
+
+        return result == null ? 0 : result;
     }
 
     /**
@@ -94,4 +173,55 @@ public class WithdrawServiceImpl implements WithdrawService
     {
         return withdrawMapper.deleteWithdrawById(id);
     }
+
+    @Override
+    public int verify(WithdrawVerifyDTO dto) {
+        WithdrawVO withdraw = selectWithdrawById(dto.getId());
+        ServiceUtil.assertion(withdraw == null, "待审核的提现不存在");
+        ServiceUtil.assertion(!WithdrawStatus.canVerify().contains(withdraw.getStatus()), "ID为%s的提现当前状态不允许审核", dto.getId());
+
+        boolean pass = dto.getPass() != null && dto.getPass();
+
+        Integer result = transactionTemplate.execute(status -> {
+            Withdraw data = new Withdraw();
+            if (pass) {
+                if (AccountType.offline().contains(withdraw.getAccountType())) {
+                    data.setStatus(WithdrawStatus.SUCCESS.getCode());
+                } else {
+                    data.setStatus(WithdrawStatus.PAYING.getCode());
+                }
+            } else {
+                data.setStatus(WithdrawStatus.REJECTED.getCode());
+            }
+            data.setVerifyUserId(dto.getVerifyId());
+            data.setVerifyTime(LocalDateTime.now());
+            data.setVerifyRemark(dto.getRemark());
+            WithdrawQuery query = new WithdrawQuery();
+            query.setId(dto.getId());
+            query.setStatusList(WithdrawStatus.canVerify());
+            int rows = withdrawMapper.updateByQuery(data, query);
+
+            if (rows > 0 ) {
+                if (WithdrawStatus.PAYING.getCode().equals(data.getStatus())) {
+                    // TODO 支付中，线上提现打款
+                    throw new ServiceException("暂未开通线上提现打款");
+                } else if (WithdrawStatus.REJECTED.getCode().equals(data.getStatus())) {
+                    // 驳回，恢复用户余额
+                    int add = userService.addBalance(
+                            withdraw.getUserId(),
+                            withdraw.getAmount(),
+                            BalanceLogBstType.WITHDRAW,
+                            withdraw.getId(),
+                            "提现驳回：" + withdraw.getNo()
+                    );
+                    ServiceUtil.assertion(add != 1, "恢复用户余额失败");
+                }
+            }
+
+            return rows;
+        });
+
+        return result == null ? 0 : result;
+    }
+
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/utils/WithdrawUtil.java b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/utils/WithdrawUtil.java
index 0fb6e28..98cb277 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/utils/WithdrawUtil.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/bst/withdraw/utils/WithdrawUtil.java
@@ -16,34 +16,4 @@ import java.math.BigDecimal;
  */
 public class WithdrawUtil {
 
-
-    /**
-     * 查询提现服务费
-     */
-    public static WithdrawAmountVO calcAmount(UserVO user, BigDecimal amount) {
-        if (user == null || amount == null || amount.compareTo(BigDecimal.ZERO) <= 0) {
-            return null;
-        }
-
-        String type = user.getWithdrawServiceType();
-        BigDecimal value = user.getWithdrawServiceValue();
-        ServiceUtil.assertion(StringUtils.isBlank(type), "提现服务费方式为空");
-        ServiceUtil.assertion(value == null, "提现服务费为空");
-
-        WithdrawAmountVO vo = new WithdrawAmountVO();
-        vo.setType(type);
-
-        if (WithdrawServiceType.POINT.getCode().equals(type)) {
-            vo.setPoint(value);
-            BigDecimal serviceAmount = value.multiply(amount).divide(new BigDecimal(100), 2, BigDecimal.ROUND_HALF_UP);
-            vo.setAmount(serviceAmount);
-        } else if(WithdrawServiceType.FIXED.getCode().equals(type)) {
-            vo.setAmount(value);
-        } else {
-            throw new ServiceException("暂不支持类型为" + type + "的提现服务费方式");
-        }
-
-        return vo;
-
-    }
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/common/constants/ConfigKeys.java b/ruoyi-service/src/main/java/com/ruoyi/common/constants/ConfigKeys.java
index 8950a2a..f5dfe9d 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/common/constants/ConfigKeys.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/common/constants/ConfigKeys.java
@@ -10,4 +10,8 @@ public class ConfigKeys {
     public static final String USER_DEFAULT_WITHDRAW_SERVICE_TYPE = "user.default.withdraw.service.type";
     // 用户默认服务费值
     public static final String USER_DEFAULT_WITHDRAW_SERVICE_VALUE = "user.default.withdraw.service.value";
+    // 最低提现金额
+    public static final String WITHDRAW_MIN_AMOUNT = "withdraw.min.amount";
+    // 最高提现金额
+    public static final String WITHDRAW_MAX_AMOUNT = "withdraw.max.amount";
 }
diff --git a/ruoyi-service/src/main/java/com/ruoyi/dashboard/constants/StatKeys.java b/ruoyi-service/src/main/java/com/ruoyi/dashboard/constants/StatKeys.java
index d6bb990..c9eb6c4 100644
--- a/ruoyi-service/src/main/java/com/ruoyi/dashboard/constants/StatKeys.java
+++ b/ruoyi-service/src/main/java/com/ruoyi/dashboard/constants/StatKeys.java
@@ -13,7 +13,7 @@ public class StatKeys {
     public static final String ORDER_COUNT = "order_count";
     // 订单支付金额
     public static final String ORDER_PAY_AMOUNT = "order_pay_amount";
-    // 订单退款金额 
+    // 订单退款金额
     public static final String ORDER_REFUND_AMOUNT = "order_refund_amount";
 
     // 分成数量
@@ -22,6 +22,8 @@ public class StatKeys {
     public static final String BONUS_AMOUNT = "bonus_amount";
     // 分成总退款
     public static final String BONUS_REFUND_AMOUNT = "bonus_refund_amount";
+    // 分成未入账金额
+    public static final String BONUS_WAIT_DIVIDE_AMOUNT = "bonus_wait_divide_amount";
 
     // 用户数量
     public static final String USER_COUNT = "user_count";
diff --git a/ruoyi-web/src/main/java/com/ruoyi/web/bst/WithdrawController.java b/ruoyi-web/src/main/java/com/ruoyi/web/bst/WithdrawController.java
index 0472cfb..22184dc 100644
--- a/ruoyi-web/src/main/java/com/ruoyi/web/bst/WithdrawController.java
+++ b/ruoyi-web/src/main/java/com/ruoyi/web/bst/WithdrawController.java
@@ -4,6 +4,8 @@ import java.math.BigDecimal;
 import java.util.List;
 import javax.servlet.http.HttpServletResponse;
 
+import com.ruoyi.bst.withdraw.domain.dto.WithdrawVerifyDTO;
+import com.ruoyi.bst.withdraw.service.WithdrawConverter;
 import com.ruoyi.bst.withdraw.utils.WithdrawUtil;
 import com.ruoyi.common.core.domain.vo.UserVO;
 import com.ruoyi.system.user.service.UserService;
@@ -38,6 +40,9 @@ public class WithdrawController extends BaseController
     @Autowired
     private UserService userService;
 
+    @Autowired
+    private WithdrawConverter withdrawConverter;
+
     /**
      * 查询提现列表
      */
@@ -78,9 +83,13 @@ public class WithdrawController extends BaseController
      * 申请提现
      */
     @PreAuthorize("@ss.hasPermi('bst:withdraw:add')")
-    @Log(title = "提现", businessType = BusinessType.INSERT)
+    @Log(title = "申请提现", businessType = BusinessType.INSERT)
     @PostMapping
     public AjaxResult add(@RequestBody @Validated Withdraw withdraw) {
+        // 若是不是系统管理员，则无权给他人提现
+        if (!isSysAdmin() || withdraw.getUserId() == null) {
+            withdraw.setUserId(getUserId());
+        }
         return toAjax(withdrawService.insertWithdraw(withdraw));
     }
 
@@ -93,7 +102,15 @@ public class WithdrawController extends BaseController
             userId = getUserId();
         }
         UserVO user = userService.selectUserById(userId);
-        return success(WithdrawUtil.calcAmount(user, amount));
+        return success(withdrawConverter.calcAmount(user, amount));
+    }
+
+    @PreAuthorize("@ss.hasPermi('bst:withdraw:verify')")
+    @Log(title = "提现审核", businessType = BusinessType.VERIFY)
+    @PutMapping("/verify")
+    public AjaxResult verify(@RequestBody @Validated WithdrawVerifyDTO dto) {
+        dto.setVerifyId(getUserId());
+        return toAjax(withdrawService.verify(dto));
     }
 
 }